The Advantages of Using a Local Home Lender | Allied Mortgage Group

Purchasing a home is stressful. It’s one of the largest financial transactions that anyone will ever make, which is daunting to most of us, especially first-time buyers. Between finding the home of your dreams, packing up your life, passing inspection and getting to the closing table, this process can be overwhelming to even the most experienced buyers. However, working with local mortgage lenders like Jeff and Mike Giglio (a.k.a. “The Mortgage Brothers”) of Allied Mortgage Group can ease a lot of that pressure, making sure your mortgage loan is in order and personally guiding you from start to finish.

Here are some of the top advantages of using a local lender:

Realtor Relationships

The Mortgage Brothers, Jeff and Mike Giglio, have solid relationships with Realtors throughout the region they serve. This becomes particularly beneficial when it comes to closing the deal in a timely manner. Because the buying market is so competitive right now, buyers need to move swiftly when they find a property they love. Local lenders should be available nights and weekends when prospective buyers are out and about at open houses. If you see a house you love on a Sunday morning, you’ll be able to reach a real person and ask for a pre-approval, which can put you a step ahead. Additionally, with everyone involved working in proximity to one another, a closing can happen on time and with local attorneys and agents. That final stretch of the home buying process is the most stressful part, and having one-on-one, in person interactions will make it quick, clear, and painless.

Personalized Experience

Using a local lender means you get to work face-to-face with an expert, helping to eliminate the uncertainty and anxiety. You can then also avoid those dreaded customer service lines and your messages won’t sit in a voicemail box. You should have a cell number, so you can call or text when a question arises. Have questions about pre-approvals, loan types, or what documentation you’ll need? Make an appointment to talk in person at a coffee shop or wherever you choose to clear everything up and get reassurance that you’re heading in the right direction. Online experiences can’t compare to the first-class care you’ll receive with a local lender.

A Wealth of Knowledge

A local lender knows the market in your area better than anyone else. That means they have a better understanding of property values, the local economy, and they’re experts in the region you’re buying into. They’ll help you choose the right type of loan for your circumstances and keep you updated along the way, ensuring each step is done with care and concern.  Look for a lender who has in-house resources, so any problem can be fixed quickly. Even if you’re a seasoned buyer, there are benefits to going local. No matter how many times you have been through the process, there can still be hiccups. Local lenders understand that customers are as unique as their fingerprints and they will work to find a solution that works for everyone.

History of Success

When you start looking for lenders in your area, make sure they have a track record for success. Some, like Allied Mortgage Group, have consistent, solid reviews from past consumers who have experienced their high level of customer service first hand. Allied’s loan officers are members of the community they serve, which means they shop at the same grocery stores as their customers, get their gas at the same gas stations, and live their lives in a similar way. They have a vested interest in having each and every loan close as smoothly and efficiently as possible. Allied Mortgage Group has been a trusted source for securing mortgages in the Philadelphia area for more than 25 years – that’s a lot of happy homeowners!

Thinking about buying a home? Request a pre-approval (for free!) today at Allied Mortgage Group

Allied Mortgage Group Inc. (NMLS #1067) corporate office is located at 225 E. City Avenue, Suite 102, Bala Cynwyd, PA 19004 (610) 668-2745. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans are subject to underwriting guidelines and are subject to change without notice. Allied Mortgage Group is not affiliated with any government agency. Licensed by Pennsylvania Department of Banking & Securities (21600)- Other Trade Names Registered in Pennsylvania- Allied Mortgage Direct; Freedmont Mortgage Funding; Reverse Ultra. Loan programs may not be available in all states. Full licensing is found at